Richard Atkinson

H.BKin

Financial Advisor

A lifelong resident of Toronto, Richard  attended Western University where he received his BA degree with Honours in Kinesiology.    He went on to successfully complete his CSC (Canadian Securities Course), CPH (Conduct & Practices Handbook), as well as the WME (Wealth Management Essentials Course)   with honours. 

Richard joined the DiBrina Sure Group in 2013, bringing with him a comprehensive wealth management background from Raymond James Ltd.  Along with an impressive educational and employment record, Richard brought along his Team building expertise as a result of coaching tennis for many years.

As a seasoned advisor, Richard has a strong devotion to both his career and clients.  His solutions based approach and strong consideration to the investment goals of his clients have made him the success he is today.  Richard will ensure your short and long term requirements are measured during the process of establishing a well crafted portfolio. 

A specialist in forming well defined Group Pension Plans as well as Private Wealth  Portfolios, Richard has proficiently assisted clients transfer their investments and transition into the retirement phase of their lives with ease and guidance.

Although his clients come first Richard does manage to find a little time for the occasional round of golf or a challenging match of tennis.


Ehren Baldauf

CHRP

Managing Partner  and Certified Human Resource Professional

Ehren is a Senior Human Resources Consultant with over nine years of HR experience. Ehren is experienced in assisting clients in both the private and public sectors manage their human resources function and aligning it with their organizations’ strategic objectives. Whether it’s providing expert advice on matters such as attendance or performance management, developing compensation strategies, or working with employers on labour relations matters such as collective bargaining, Ehren’s expertise and guidance has allowed countless business owners and managers to focus more of their energy on their business, while knowing that they are well supported when HR challenges are encountered.

Ehren originally hails from St. Catharines, Ontario, but moved to Sudbury, Ontario, in 1998 to attend the Economics program at Laurentian University. After graduating with an Honours B.A. from Laurentian, Ehren went on to graduate from the Human Resources Management graduate program at Cambrian College where he was the recipient of several academic achievement awards. In attaining the Certified Human Resources Professional (CHRP) designation, Ehren achieved a grade of 93% on the National Knowledge Exam – one of the highest marks in the country


Rick MacKenzie

H.B.Comm

Benefit Consultant

Rick has been an Employee Benefits Consultant with DiBrina Sure Group since 2010. He is responsible for servicing and growing the DiBrina employee benefits business.

 

Previously Rick had worked closely with Michael DiBrina when he served as an Employee Benefits Manager with London Life and Great West Life. Rick assisted Michael in growing his employee benefits business which eventually became DiBrina Sure Benefits Consulting, the largest benefits firm in Northern Ontario employing over 65 people with three offices in Sudbury, Toronto and New Liskeard.

 

Along with Rick’s Benefits Experience he has over 15 years of experience in business operations, sales and marketing in various industries.

 

Rick holds an Honours Bachelor Degree in Commerce with a specialization in Sports Administration from Laurentian University.


Tyler Stott

B.Comm.

Benefit Consultant

 Tyler Stott is a graduate of Ryerson University’s commerce program.  He began his career in the employee benefits industry working with DiBrina Sure Benefits Consulting in January of 2010.

 

He prides himself on educating his clients and arming them with the tools needed in order to provide solutions to their employees that fit both the corporate culture as well as the bottom line.  Tyler has serviced hundreds of clients over the past three years and has built a solid reputation for doing what he says he will do.  His goal is to retain clients for long-term business relationships that allow him to bring value to the business as a trusted advisor.  He builds that trust by continuously reviewing benefit programs and options for controlling costs, both those associated with claims and the cost of benefit plan administration.

 

Tyler is lifelong resident of Sudbury and an active member of the Rotary Club of Sudbury Sunrisers.   


Michael DiBrina

TEP

Managing Partner
DiBrina Sure Financial Group Inc.

Financial Associate
DiBrina Sure Wealth Management Inc.

It doesn’t take very long to understand that Michael DiBrina is a business owner who likes to get things done, and done right. Like most of his clients, he started his business on his own and has grown it into one of the most successful firms of its kind in Canada. So he knows the frustrations, the opportunities, the sleepless nights and the exhilarating days that come with the territory. He also knows what risk means, and how to find a path through it to achieve the big dreams that really are possible.

That’s why his clients count on his experience and expertise to show them a way to have what they want.

Leveraging an entire career of financial planning, Michael shows the owners of private corporations and affluent families how to take control of their financial risks, minimize their tax exposure, plan for wealth transfer between generations, and protect their businesses and families all along the way.

Although you’ll find that Michael has a very easy way about him and connects with people quickly, you’ll also notice how seriously he takes his work. Michael has qualified for the industries prestigious Million Dollar Round Table for the past 13 years, and for the past 4 years has qualified for the Top Of The Table. To put that in perspective, this global organization of financial advisors has hundreds of thousands of members, and less than .5% of them meet this level of performance. Michael is literally one of the best in the world at what he does. He also holds the rare designation of Trust & Estate Practitioner, along with the highest honours and recognition that can be awarded to a Life Underwriter. When Michael speaks of “world class”, it’s not an expression to him, it’s a work day.


Nick Georgakopoulos

CA, CFP, TEP

Managing Partner
DiBrina Sure Financial Group Inc.

  • B.A. (Honours Chartered Accountancy Studies) University of Waterloo - 1989
  • Chartered Accountant - 1991
  • Chartered Financial Planner – 1998
  • Trust and Estate Practitioner - 2000

Nick applies some of the most advanced thinking on tax minimization and optimization to the situations of affluent families and the owners of private corporations. As a matter of fact, he has refined it to an art.

While there are all kinds of clumsy ways to struggle against tax, Nick brings skillful and elegant approaches that surprisingly meet both the scrutiny of the Canada Revenue Agency and the desires of his clients.

Perhaps that’s why he’s a frequent speaker at the Strategy Institute, or why Talk 640 invites him to speak on “Canada’s Money Show”. But more likely it’s because he’s dedicated his entire career to understanding the advanced nuance of tax-efficiently moving wealth in Canada. Whether a client is simply dealing with large earnings, or is planning inter-generational wealth transfer, or is trying to devise a strategy that will serve as their legacy in the future, Nick is able to work with his clients’ lawyers and accountants to create reliable, measurable, and ethical approaches to tax deferral and tax optimization.

A lifelong resident of Toronto, Nick earned his Chartered Accountant designation in 1991 as well as completing the CICA In-Depth Tax program. He has gone on to also receive the unique Trust & Estate Practitioner designation and is a member of the Society of Trust & Estate Practitioners.  When London Life/Great West Life originally formed its Tax & Estate Planning Group, Nick was the first person they brought on to the team. Since that time, Nick has received his Chartered Financial Planner designation and has worked with a diverse range of affluent clients to support them in achieving their goals.

Most owners of private corporations like to have a bit of a “secret weapon” on call to support them. Clients who work with DiBrina Sure Financial Group have access to a whole team of those “secret weapons” – Nick is one of them. 


Tim Lychy

CLU, Ch.F.C, CFP

Managing Partner
DiBrina Sure Benefits Consulting Inc.

Before joining DiBrina Sure Group, Tim was a group insurance and retirement  manager in both Northern Ontario (Sudbury, Kirkland Lake) 1988-1994, and Southern Ontario (Whitby, Toronto) 1994-1996. He was a group insurance consultant with PPI Financial Services in Toronto 1996-1997. Most recently Tim was senior consultant with Reservoir Group in Toronto 1997-2005.

Tim has since joined DiBrina Sure Group as Managing Partner of the Employee Benefits division (DiBrina Sure Benefits Consulting Inc.).

Tim has focused and become an industry leader in working with employer's to preserve company benefits for their employees today and in the future. Tim's passion for putting clients in the driver seat has ensured that benefit costs have remained at the lowest levels possible in the industry.

An active member in the community Tim is a volunteer with Willowdale Hockey and Lacrosse as well as a Children Liturgist St. Gabriel's Parish.

Tim is located at the Toronto office of Dibrina Sure Group.


Diego Favero

SFC

 

Managing Partner

Diego graduated from Laurentian University in 1984 with an honors degree in economics. His career started with a banking position in Toronto at Canada Trust. He quickly moved up the ranks holding a managerial position within 2 years.

Prior to joining IPC Securities, Diego held several senior positions with the TD Bank. These positions included managing the sales force at its main TD retail branch as well as the role of Manager Professional Banking. In the role of Manager Professional Banking, he specialized in providing investment advice to the professional clientele of the branch.

During his time at the TD Bank, Diego was a member of a national integration team that helped TD and Canada Trust. As an integration conversion leader he was required to go across the country training and coaching his team in each of the 4 regional phases. The TD Canada Trust merger was the largest integration of financial institutions in Canadian History.

Diego has successfully completed his CSC (Canadian Securities Course), PFC (Personal Financial Counseling) as well as his SFC (Specialist Financial Counseling).

In the fall of 2001, Diego was recruited to head up the Wealth Management arm of the firm. His role is to deliver sound advice to the firm’s Pension clients concerning their individual and group wealth strategies as well as group pension plans


Aurel Malo

CHRP

Managing Partner
DiBrina Sure Human Resources Inc.

Aurel Malo is an experienced senior manager with an extensive background in all facets of Human Resources management, labour relations, negotiations, and administration. Aurel has held senior positions with the Sudbury Regional Hospital as Vice President of Corporate Services with responsibility for all aspects of Human Resources and Support Services, and with the provincial Ministry of Northern Development and Mines as Senior Manager of Human Resources. He possesses strong Human Resources and business knowledge, skills and abilities. He has led several complex system changes, including several components of the merger of the three acute care hospitals in the Sudbury Region.

Aurel has worked at a strategic level developing community wide recruitment and retention initiatives for health care professionals and led several strategic and business planning processes.

Aurel has worked as a strategic advisor and contributor to Senior Management Teams and has provided advice on matters related to human resources, labour relations, strategic planning, and French Language services, to various Boards of Directors.

Some of his accomplishments include:

  • Led the development of a new salary administration program for all non-union employees at the Sudbury Regional Hospital. Highlights of the program include a competency-based level of work architecture for all management employees with linkages to pay for performance, leadership developments and succession planning.
  • Led the Sudbury Regional Hospital's Business and Strategic Planning processes with Board of Directors and Senior Management Team.
  • Chair of the Sudbury Human Resources Action Group responsible for developing and implementing city/region-wide recruitment and retention strategies for attracting and retaining health care professional for the City of Sudbury.
  • Successfully negotiated the consolidation of 19 collective agreements to four (4) resulting from the merger of the three Sudbury hospitals. The negotiations involved the Ontario Nurses Association (ONA) the Canadian Union of Public Employees (CUPE) and the Ontario Provincial Service Employees Union (OPSEU).
  • Member of the Ontario Public Service employer team for central negotiations with the Association of Management and Professional Employees of Ontario (AMAPCEO).
  • Represented several different employers as Chief negotiator for collective agreement bargaining.
  • Member of several focus groups responsible for providing advice and developing the Ontario Public Service and Ontario Hospitals Association negotiation strategies. Member of the Ministry of Northern Development and Mines Head Office recruitment team during relocation from Toronto to Sudbury (over 300 vacancies).

Aurel holds a CHRP (Certified Human Resources Professional) designation as well as an advanced Certificate in Alternative Dispute Resolution. He is also fluently bilingual.


Jeff St.Cyr

BSc, REBC, GBA, RPA, CEBS

Managing Partner
DiBrina Sure Benefits Consulting Inc.

Jeff St Cyr is the former President of St.Cyr & Associates – Group Benefits Division and recently became the newest Partner in DiBrina Sure Benefits Consulting Inc, following a merger in the summer of 2011.

Jeff is a Registered Employee Benefit Consultant (REBC) holds the Group Benefits Associate designation (GBA) and Retirement Plans Associate (RPA) designation, and is currently working towards his Certified Employee Benefit Specialist designation.

Jeff has built extensive experience in managing benefit programs in the mining sector over the years within companies located across the country.  With over 20 years of experience in the Insurance Industry, Jeff positioned St.Cyr & Associates as one of the leading brokerage firms in Northern Ontario with strong relationships within more than 30 major Canadian and International Insurance Companies. He has successfully created an array of branded Group Benefit Products, including a Special Risks Long Term Disability program that focuses on the needs of the blue collar industry. Jeff now brings this expertise to the DiBrina Group.

Jeff prides himself on building a company that is able to provide sound professional advice along with outstanding personal service.


Michael DiBrina

TEP

Managing Partner
DiBrina Sure Financial Group Inc.

Financial Associate
DiBrina Sure Wealth Management Inc.

It doesn’t take very long to understand that Michael DiBrina is a business owner who likes to get things done, and done right. Like most of his clients, he started his business on his own and has grown it into one of the most successful firms of its kind in Canada. So he knows the frustrations, the opportunities, the sleepless nights and the exhilarating days that come with the territory. He also knows what risk means, and how to find a path through it to achieve the big dreams that really are possible.

That’s why his clients count on his experience and expertise to show them a way to have what they want.

Leveraging an entire career of financial planning, Michael shows the owners of private corporations and affluent families how to take control of their financial risks, minimize their tax exposure, plan for wealth transfer between generations, and protect their businesses and families all along the way.

Although you’ll find that Michael has a very easy way about him and connects with people quickly, you’ll also notice how seriously he takes his work. Michael has qualified for the industries prestigious Million Dollar Round Table for the past 13 years, and for the past 4 years has qualified for the Top Of The Table. To put that in perspective, this global organization of financial advisors has hundreds of thousands of members, and less than .5% of them meet this level of performance. Michael is literally one of the best in the world at what he does. He also holds the rare designation of Trust & Estate Practitioner, along with the highest honours and recognition that can be awarded to a Life Underwriter. When Michael speaks of “world class”, it’s not an expression to him, it’s a work day.


Cliff Richardson

H.B.Comm, CPCA, CFP

Certified Financial Planner and Associate

Cliff is a Certified Financial planner with the DiBrina Sure Group.  As a lifelong Sudbury resident who completed, with Honours, his Bachelor of Commerce locally at Laurentian University, Cliff continued his studies in order to gain his designation as a Certified Financial Planner. He has since 2008 held the sought after CFP designation which is widely considered the industry’s gold standard in financial competence, knowledge and professionalism.

For the past 9 years, he has been advising clients on a wide spectrum of financial issues and business strategies.

As a specialist in tax effective debt, wealth and insurance strategies, he works primarily with Physicians, Business Owners and Professionals and their families helping their money work harder for them, ensuring it is expertly managed and protected at all times and that his clients’ financial goals all have the appropriate roadmap to ensure these goals are being achieved in a timely and effective manner,  be this eliminating debt, creating and preserving wealth, minimizing taxes, and so forth.

When not working with his clients, he devotes his time to family. Cliff puts forth countless hours volunteering.  He  is currently the acting President of the HSN Volunteer Association, as well as,  a Board Member on the HSN Foundation. Rounding out his volunteer hours, Cliff sits as a Committee Member on the Sudbury Indoor Tennis Centre.


Matthew Albiani

BBA, CFP

Certified Financial Planner and Associate

Matthew is an experienced advisor with an extensive background in implementing integrated wealth management solutions and intergenerational wealth transfers for affluent families.  Matthew’s background with a national accounting  firm  allowed him the opportunity to work with owners of prominent private businesses and charitable organizations across Canada, thus making him very proficient in hisfield.

 

His experience provides him with an in-depth knowledge of the investment, risk management and estate planning process, as well as a broad understanding of the issues related to personal finances and financial planning.  Matthew's approach to the clients' financial well-being serve him well in the administration of wealth planning for entrepreneurs and their families, physicians, senior executives and professional athletes.  

 

Matthew holds the highly regarded Certified Financial Planner (CFP®) designation.  He earned his Bachelor’s degree in Business from Acadia University; where he was an Academic All-Canadian.

 

An active member in the community, Matthew is a volunteer with Avenue Road Hockey amongst  several other charitable organizations.  He is also a member of the Estate Planners Council of Toronto.


Matthew Albiani

BBA, CFP

Certified Financial Planner and Associate

Matthew is an experienced advisor with an extensive background in implementing integrated wealth management solutions and intergenerational wealth transfers for affluent families.  Matthew’s background with a national accounting  firm  allowed him the opportunity to work with owners of prominent private businesses and charitable organizations across Canada, thus making him very proficient in hisfield.

His experience provides him with an in-depth knowledge of the investment, risk management and estate planning process, as well as a broad understanding of the issues related to personal finances and financial planning.  Matthew's approach to the clients' financial well-being serve him well in the administration of wealth planning for entrepreneurs and their families, physicians, senior executives and professional athletes.   

Matthew holds the highly regarded Certified Financial Planner (CFP®) designation.  He earned his Bachelor’s degree in Business from Acadia University; where he was an Academic All-Canadian.

 An active member in the community, Matthew is a volunteer with Avenue Road Hockey amongst  several other charitable organizations.  He is also a member of the Estate Planners Council of Toronto.


Cliff Richardson

H.B.Comm, CPCA, CFP

Certified Financial Planner and Associate

Cliff is a Certified Financial planner with the DiBrina Sure Group.  As a lifelong Sudbury resident who completed, with Honours, his Bachelor of Commerce locally at Laurentian University, Cliff continued his studies in order to gain his designation as a Certified Financial Planner. He has since 2008 held the sought after CFP designation which is widely considered the industry’s gold standard in financial competence, knowledge and professionalism.

For the past 9 years, he has been advising clients on a wide spectrum of financial issues and business strategies.

As a specialist in tax effective debt, wealth and insurance strategies, he works primarily with Physicians, Business Owners and Professionals and their families helping their money work harder for them, ensuring it is expertly managed and protected at all times and that his clients’ financial goals all have the appropriate roadmap to ensure these goals are being achieved in a timely and effective manner,  be this eliminating debt, creating and preserving wealth, minimizing taxes, and so forth.

When not working with his clients, he devotes his time to family.  Cliff puts forth countless hours volunteering.  He is currently the acting President of the HSN Volunteer Association, as well as, a Board Member of the HSN Foundation.  Rounding out his volunteer hours, Cliff sits as a Committee Member on the Sudbury Indoor Tennis Centre.