Benefits News Bulletins Re-cap

DiBrina Sure Benefits

Employee Benefits

This year, as new provincial and federal legislations were passed and when particular carriers or insurance companies had a change to announce, DiBrina Sure Benefits Consulting distributed news bulletins to our affected clients. Here is a re-cap of those news bulletins.

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Part 2 - Estate Planning Permanent Tax Deferral with Testamentary Trusts

Nick Georgakopoulos

Insurance & Estate Planning

***See Part 1 to this article in April 2012’s newsletter

2. Testamentary Trust Wills

Wills can be drafted with multiple testamentary trusts (a separate testamentary trust created for every beneficiary) to achieve a significant degree of income splitting by multiplying the benefits of the graduated tax regime in respect of each and every beneficiary, whether an adult or minor. This strategy can significantly expand the low tax base accessible to a family.

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Market Overview

DiBrina Sure Wealth Management

Wealth Management

The past year has seen the markets remain relatively volatile with the Toronto Stock Exchange up a modest 3.6% since January while the US (S&P500) has experienced 11% gains since the start of the year (most of the gains taking place since June). 

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Recent Changes to Legislation

DiBrina Sure Human Resources

Human Resources

New Mandatory Health and Safety Poster Required in Ontario

The Occupational Health and Safety Act (Act) requires that employers post a copy of the Act, both in English and the majority language of the workplace at all work locations in Ontario. In addition to posting the Occupational Health and Safety Act, employers in Ontario must now also post the new workplace poster that was released by the Ministry of Labour on June 1, 2012.  

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